Ruth Matt, CFP®, RICP®

Ruth Matt, CFP®, RICP®

Founder and CEO

Ruth Matt is dually registered as a Registered Representative and an Investment Adviser Representative of Commonwealth Financial Network®, Member FINRA/SIPC, a firm of more than 2500 experienced advisors around the country. With a BA from Cornell University and more than 30 years of experience in investment and financial planning, Ruth brings a seasoned perspective to her clients and helps clients create a regular income from accounts to replace their salary in retirement.

She obtained the CERTIFIED FINANCIAL PLANNER™ certification or CFP® in 1988 while serving as a trust officer in a New Jersey bank and received the Retirement Income Certified Professional® certification in 2015. Ruth is a member of the Financial Services Institute. She also contributes to the Foundation of Financial Planning which provides pro bono planning to members of the military, high school students, and families without resources to hire a financial planner.

Ruth lives in Portland with her husband, Jonathan, a retired senior software consultant. Their son Peter, a former U.S. Marine, works as an electrical engineer for Sikorsky Helicopter, a Lockhead subsidiary. He lives with his wife, Maria, and two children in Connecticut.

Ruth is an avid hiker, USTA tennis player, and classical pianist. She plays duets for the Portland Rossini Club where she performs regularly. She is also fluent in Spanish, her college major.


Ruth Matt is proud to have been recognized as a Founder’s Club advisor for 2023—a distinction based on annual production that places her among the top 34 percent of advisors affiliated with Commonwealth Financial Network.

Each year, Commonwealth, the broker/dealer–RIA that helps us process investment transactions on your behalf, recognizes Founders Club advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff. Founders Club advisors benefit from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide ever-higher levels of service, education, and leadership.